Client Self-Assessment Questionnaire:

Accounting HQ Financial Planning Client Self-Assessment Questionnaire:

Email Address

First Name:

Surname:

Contact Number:

A look at your current financial health:

This review tool allows you to assess the state of your total financial health. It’s a chance to gain a holistic and objective view of where your finances stand, and will help you and your adviser in developing the best strategies to achieve your financial goals.

Definition of success:

Have you clearly defined your lifestyle goals?

Yes No

Do you review these goals regularly?

Yes No

Do you have a definition of success you are working towards?

Yes No

Debt stratagies:

Have you eliminated all non-tax deductible debt?

Yes No

Do you have a known or planned time schedule to remove that debt?

Yes No

Have you eliminated tax deductible debt?

Yes No

Budgeting:

Do you have a monthly/annual budget?

Yes No

Are your expenses less than your net income?

Yes No

Are you using any surplus cash-flow towards savings or debt reduction?

Yes No

Asset Protection:

Do you have life insurance?

Yes No

Do you have disability insurance?

Yes No

Do you have income protection insurance?

Yes No

Do you have critical illness insurance?

Yes No

Have you calculated your insurance cover based on debt reduction and an amount to provide adequate income for your dependents?

Yes No

Estate planning:

Do you have a valid up-to-date will?

Yes No

Do you have a Power of Attorney?

Yes No

Have you planned for tax-advantaged income for your dependents after your death?

Yes No

Superannuation:

Do you have a single superannuation fund?

Yes No

Are you aware of how much super you will have upon retirement?

Yes No

Are you contributing additional amounts to super for you or your spouse?

Yes No

Do you fund insurance for death and disability via your super?

Yes No

Are your contributions received by the super fund without incurring a fee?

Yes No

Have your personal super funds been reviewed in the last 12 months?

Yes No

Self Managed Superannuation Only:

Do you have a trust deed?

Yes No

Do you have a documented investment strategy?

Yes No

Is your fund compliant?

Yes No

Are you aware of the total per annum costs of running your fund?

Yes No

Investments:

Apart from your home, are super investments your only investments?

Yes No

Are your investments in line with your risk profile?

Yes No

Do you rebalance your investments regularly in line with your risk profile?

Yes No

Have you formally reviewed performance in the last 12 months?

Yes No

Are your investments aligned to your lifestyle goals?

Yes No

Are you diversified across all asset classes?

Yes No

Are your investment returns aligned with your expectations?

Yes No

Business Clients Only:

If in partnership, do you have a buy-sell agreement in place?

Yes No

Is this agreement funded?

Yes No

Is this agreement funded via superannuation?

Yes No

Do you have a succession/exit strategy?

Yes No

Do you have business overheads insurance?

Yes No

Do you have key person insurance?

Yes No